Internet Banking

Experience Online Banking the way it should be.  Eliminate the hassles of mailing bills, standing in line and waiting in traffic by banking and paying your bills online.  You’ll wonder how you ever managed without it.

Internet Banking Features

• Review account activity
• View images of cleared checks
• Place stop pays
• Transfer funds between accounts
• Export file
• Reorder checks

Bill Pay

• Schedule recurring payments
• Pay any company or individual in the United States
• Place stop pays
• Categorize payments for easy recordkeeping

Security

SouthCity Bank is committed to safeguarding your personal information.  We utilize the following technologies to protect your data during your on-line experience with our web site, www.southcitybank.com.

• Multi-layered Authentication – Access to your account data requires a user name and password. We also use advanced on-line authentication to prevent unauthorized access to your account and to provide you assurance that you are using a legitimate bank web site. This authentication requires you to identify an image and a caption and then correctly respond to several challenge questions. This information is known only to you and protects you whether you are using your own personal computer or someone else’s.
• Secured Socket Layer (SSL) communications – All confidential data transmitted to and from our web site is encrypted using SSL technology that creates a private session between your internet browser and our web servers. You should always make sure you are in a SSL zone before keying any personal or confidential data. Depending on your browser, you can tell you are transmitting in a secure fashion by verifying that there is either and unbroken key or a locked padlock icon on the bottom of your browser screen. In addition, when your session changes from “http” to “https”, it is secured. You can verify that you are using our website by double clicking on the key or the padlock icon to display the security certificate. The URL in the “Issued To” field for legitimate SouthCity Bank sites will end in “southcitybank.com”.
• Browser Requirements – Access to confidential data on our web site requires usage of an internet browser that utilizes high security standards with 128 bit encryption. The following browsers are known to support this standard:
• Microsoft Internet Explorer 6.0 and higher
• Netscape 7.0 or higher
• Email – We provide a secured email solution to you to communicate confidential data to us. To access this solution, just click on the Contact Us button on our website. We recommend that you never send confidential information unless it is secured (encrypted).
• Automated Logoff – Your on-line banking session will automatically be terminated after 5 minutes of inactivity. To protect your data we recommend that you always logoff from an on-line banking session before leaving your computer.